The Home Builders & Remodelers Association of the Connecticut River Region

The Home Builders & Remodelers Association (HBRA) is pleased to introduce a new Member-Exclusive Affinity Health & Benefits Program, created specifically for home builders, remodelers, and construction-related businesses — including groups with just ONE employee.

This new HBRA member benefit provides access to large-group style health coverage and ancillary benefits that are typically unavailable to small employers and sole proprietors.

Why This HBRA Affinity Plan Stands Out

Large-Group Rates for Small Businesses

This exclusive Affinity Health Plan utilizes the Nationwide PPO Network, allowing eligible HBRA members to access pricing normally reserved for much larger employers.

Nationwide PPO Network Access
  • Broad national provider network
  • No restrictive HMO referrals

  • Ideal for contractors working across state lines

Guaranteed-Issue Coverage

No medical underwriting required for:

  • Life Insurance
  • Dental
  • Vision
  • Long-Term Disability

Who Is Eligible

Active HBRA members
Employers with 1+ employee
Sole proprietors
Builders, remodelers, and construction trades

Why HBRA Members Are Taking Advantage

  • Compete with larger firms for skilled labor

  • Improve employee retention

  • Protect income if injury or illness occurs

  • Offer meaningful benefits without large-group headcount requirements

Call Today for a No-Obligation Quote

Participation may be limited based on HBRA enrollment.
For more information, contact:
Kevin Morin
Morin Associates LLC
HBRA-Endorsed Benefits Partner
Employee Benefits & Affinity Plan Specialists
860-448-2277 | kevin@morinassociates.com

HBRA membership required. Benefits subject to eligibility and plan guidelines.

Complete the form below to get started.

  1. Click here to download the Excel template and add all your benefits eligible employees to it.
  2. Complete the form below – uploading the Excel file
  3. Look for an email from Kevin@morinassociates.com with your login information to continue with obtaining your quote.

Questions? Contact Morin Associates at: (860) 448-2277 | kevin@morinassociates.com | morinassociates.com